Consumer finance legislation is the worst argument in the world, because you have to argue in code.
Credit cards take money from irresponsible people and give it to sharks. That’s how the system works. I pay off my AMEX and AMEX sends me on vacation because Joe Smith overleveraged and is being…
When you say, “I like” the way this works, what exactly do you mean? You like exploiting people’s stupidity for your own profit? You take comfort knowing your pleasure is the result of someone experiencing pain? It sounds incredibly mean-spirited.
I don’t think happiness is a zero-sum game. I don’t have to take yours, to enjoy mine. In fact, I think it works the opposite it way; I’m happier when we each have some happiness to share.
But I’m a pinko Canadian communist who is gay-married to my legally pot-smoking chinchilla—so what do I know?
